Making the decision to pursue fertility treatment is an emotional one, and the high cost of treatment can add additional stress to the experience. We understand the significant financial considerations and commitments that are associated with the costs of infertility treatment. We have designed various financial plans to meet your individual needs. Our center manager is available to meet with you and help you choose the best plan for your unique situation, explaining the benefits associated with each plan.


The Utah Center of Reproductive Medicine offers a full array of services to evaluate and plan your care and treatment. As specialists in Reproductive Endocrinology and Infertility, we see patients for various reasons and conditions.  We are contracted with most major insurance companies for care such as new patient and follow up visits, evaluation, testing, diagnosis of infertility.  Insurance companies we are contracted with include but are not limited to SelectHealth, Cigna, Altius, Regence Blue Cross Blue Shield, Coventry, DMBA, MultiPlan, PEHP, United Health Care, WISE, University of Utah Health Plan, and others to provide services that your insurance will cover.

In general, UCRM and the IVF and Andrology laboratories are not contracted with insurance companies for services related to fertility treatment, such as inseminations and in-vitro fertilization (IVF). This means that we are considered out of network for IVF and other fertility treatment benefits. If you have insurance coverage for IVF services, please let us know, as we can work with you and your insurance company to maximize your infertility benefits.  Please note, that in many cases there will still be patient responsibility for a portion of the costs. Please contact our billing office if you have insurance for IVF and or have questions about insurance and IVF. 

UCRM Billing Office: 801-213-3871 or email at

Global IVF Package

We bundle our services into a global package so you know exactly what the treatment will cost. By purchasing a discounted package prior to the beginning of the cycle, patients avoid extra costs involved with paying for individual services.

Basic IVF Fee Schedule

See Pricing Guidelines for more cycle details.

$205.00 IVF consultation
$8,900.00 IVF
$1,500.00–$5,500.00 IVF medications
IVF/ICSI (Intracytoplasmic Sperm Injection)
$205.00 IVF consultation
$10,150.00 IVF
$1,500.00-$5,500.00 IVF medications
$205.00 IVF consultation
$2,720.00 IVF
$~500.00 IVF medications
Download the IVF fee schedule PDF

Guarantee Plan

UCRM does offer a couple different money back guarantee plans designed to provide qualifying patients seeking in-vitro fertilization (IVF) services a guarantee of a live birth or a partial refund if a live birth does not occur.  We currently offer a "Single Cycle" money back guarantee plan and a “Multi Cycle” Money back guarantee plan.

Our Single Cycle plan includes upto one fresh IVF cycle attempt and one cryo (frozen) IVF cycle attempt within a one (1) year period for a set fee. The fee does not include medication costs, costs of other procedures or costs related to complications that may arise as a result of IVF treatment.  The cost for this program is tiered and participation is extended after our committee reviews your case. The first step to participate in this guarantee program is to have an IVF consult, at which point you can discuss this option with your physician. You may also contact our program manager with any questions prior to your consult.

Our Multi Cycle plan includes upto four (4) attempts at IVF, with frozen attempts between each fresh attempt. Similar to the Single Cycle plan, the fee does not include medication costs, costs of other procedures or costs related to complications that may arise as a result of IVF treatment.


UCRM has community partners that can assist with medical financing, should you consider that option. We presently partner with the following companies for financing your infertility treatments:

American Healthcare Lending

  • Affordable Financing
  • Simple, unsecured installment loans ranging from 36 to 60 months repayment terms
  • Interest rates vary depending on length of loan (7%-20%), amount financed, and credit history
  • Will require income verification
  • Apply for amounts between $1,000 to $35,000
  • Apply Online at here: (Residents of Idaho, please call)
  • 1-800-625-7412 x2
  • UCRM Provider ID: 003653

University Federal Credit Union

  • Simple, easy financing
  • Interest Rates at Prime +4%
  • Flexible Repayment terms
  • Phone: (801) 481-8800
  • Ask about the "In-Vitro Loan”
  • Apply at any local branch or online at

The following information is provided as a guideline to use in determining the cost of care and treatment. It is not all inclusive—additional testing and/or procedures not listed may be required depending on your personal situation. We make every effort to maintain the quoted charges; however, charges are subject to change at any time without notice.

At UCRM we are constantly looking for ways to save our patients money on the IVF costs. If you are doing IVF with us, please ask us how we can save you money on your medications for your IVF cycle.

Please contact a financial specialist at (801) 581-3834 with any questions.

Although we make every effort to maintain the quoted fees, fees are subject to change without notice. All fees exclude preliminary IVF testing including genetic testing and, if applicable, costs associated with obtaining a known egg donor, donor sperm, and/or a surrogate.