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UUHC Benefits Annual Open Enrollment

Happening Friday, May 15, through Sunday, May 31

Open Enrollment is your annual opportunity to make changes to your benefit elections. During this time, you can review and make changes to your health and insurance programs, including: 

  • Medical benefits
  • Flexible Spending Account (FSA)
  • Dental benefits
  • Additional benefit offerings available to you and your family

Annual Open Enrollment At a Glance

  • University of Utah Health Plan (UUHP) or Regence BCBS are network coverage options. Regence BCBS premiums (meaning, the amount you pay for coverage each paycheck) will increase this year; UUHP premiums will not.
  • Employees always pay less when using U of U Health providers and facilities.
  • You must confirm that your preferred providers, clinics, and hospitals are in the network you choose.
  • If you take no action during Annual Benefits Open Enrollment, your medical coverage will stay the same. However, remember that your premium (your cost) for Regence will go up.
  • FSA contributions do not roll over. You must re-enroll to continue your FSA for the new plan year.
  • Benefit elections are effective July 1, 2026, through June 30, 2027. New ID cards will arrive in late June, provided you submit any required documentation for new dependents.

Medical Coverage

U of U Health Hospitals and Clinics provides team members with robust medical coverage options through two provider networks. Please verify that your preferred providers and facilities are included in the medical plan network you select:

The deductibles, copays, and out-of-pocket maximums are the same for each option. However, the amount you pay for medical coverage from each paycheck will be significantly lower for UUHP than Regence this year. 

Please note: The plan/network you choose during Open Enrollment in 2026 will remain the same for the entire plan year, which runs from July 1, 2026, through June 30, 2027. There will not be another opportunity to change plans of networks until next year's Open Enrollment in the spring. 

It's essential that you check whether your providers are in network before choosing your medical option. Regardless of network, U of U Health providers and facilities are always the most affordable options for UUHC team members. But providers can change networks from year to year. Additionally, if you're considering a change from Regence to UUHP, you want to make sure there are in-network facilities near where you live. 

 

 

Toll free: 833-433-3440
Local: 801-213-0274

For specific questions about coverage, or about your specific coverage needs, please reach out directly to the network of your choice. 

Plan Highlights

Medical plan limits and copays are as follows:

In-network copays (Category 1/Category 2)

  • Office Visits: $20/$45
  • Specialty Visits: $35/$55
  • Urgent Care: $20/$75
  • Virtual Care: $0/$35
  • Emergency Room Copay: $350

 

Both Regence BCBS and U of U Healthy Premier also include:

  • Medical plan deductibles (In-network limits)
    • $1,250 per member
    • $2,500 per member
  • Medical out-of-pocket maximums (In-network limits)
    • $4,000 per member
    • $8,000 per member
  • Medical plan deductibles (Out of network)
    • $2,500 per member
    • $5,000 per member

For both plans, there is no limit on out-of-pocket expenses for out-of-network coverage.

 

Please note: The plan/network you choose during Open Enrollment now will remain the same for the entire plan year, which runs from July 1, 2026, through June 30, 2027. There will not be another opportunity to change plans or networks until next year's Open Enrollment in the spring.

Who's Eligible?

Enrollment in benefits is available to Hospitals and Clinics employees who work 20 hours or more per week in a regular or permanent status. Plan rates vary for full-time (30 hours or more per week) and part-time (fewer than 30 hours per week) employees. Those meeting these criteria may enroll in personal coverage, as well as coverage for eligible dependents.

Employees' eligible dependents include spouses (the person to whom the employee is legally married) and domestic partners. Here are the requirements for domestic partnership: 

  • You have filled out and submitted a domestic partner certification form
  • You are both over age 18
  • You reside together in a permanent residence and have done so for at least six months and will remain members of the same household for the period in question
  • You have a serious and committed relationship in which you intend to continue indefinitely
  • You are emotionally committed to one another and jointly responsible for the common welfare and financial obligations of their household or one is chiefly dependent upon the other for financial assistance
  • You are not related in a way that would prohibit legal marriage, and
  • Neither is legally married to anyone else or is the domestic partner of anyone else. 

Other eligible dependents include an employee's child, or an employee's spouse's or domestic partner's child, if they are: 

  • under age 26
  • the employee's natural child, stepchild, adopted child, or a child legally placed for adoption,
  • a child for whom the employee has court-appointed legal guardianship
  • a child required to be covered by a legal qualified medical child support order (QMCSO), or
  • a child age 26 or over unmarried, and a disabled dependent.

The Affordable Care Act requires us to provide your insurance carrier with the correct Social Security number(s) for all enrolled individuals over one year of age. When preparing for Annual Open Enrollment, please make sure that you have accurate information for your eligible dependents—including names, dates of birth, and Social Security numbers.