Hospitals and Clinics Open Enrollment: Mon. May 13 - Mon. May 27
This year, there are new Open Enrollment options and information. Become familiar with these changes today!
Open Enrollment is your yearly opportunity to review and choose your benefit elections. There are more options this year than there have been in past years! Become familiar with your new options – and the choices you can make this year, if you would like to. The benefit elections you make now will take effect for the upcoming benefits plan year. The upcoming benefits plan year runs from July 1, 2024, to June 30, 2025.
Changes include:
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A new medical coverage network to choose from (University of Utah Health Plans Healthy Premier)
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New vision hardware reimbursement plans (Moran Plus and Moran Premier)
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New deductible pricing
Below is a summary of changes for the upcoming benefits plan year.
A NEW NETWORK OPTION: UNIVERSITY OF UTAH HEALTH PLANS HEALTHY PREMIER
University of Utah Health Plans Healthy Premier has been added as a new health plan option to choose from this year! In addition to Regence BlueCross BlueShield ValueCare (which was the only plan offered last year), we are also offering University of Utah Health Plans Healthy Premier – which offers greater savings on your monthly premium.
- Both the University of Utah Health Plans network and the Regence BCBS network offer the same plan design and benefit fee structure.
- You can save more by using University of Utah care providers and pharmacies.
- Coverage under our Hospitals and Clinics medical plan includes medical, vision (eye care), and pharmacy coverage.
We strongly recommend reviewing your preferred facility and health care providers to see which medical plan option is best for you and your family this year. Please note: your network election will remain for the entire plan year with no option to change until the next Open Enrollment period, which is a year from now. You can take a few moments to look up your preferred health care facilities, and/or your current care providers to find out if they are covered by this new network option.
To see if your preferred facility and health care providers are covered by the network of your choice, please click on the red boxes below. These boxes are linked to each network's provider search tool:
Toll free: 833-433-3440
Local: 801-213-0274
800-262-9712
You can see each network's premium rates here.
NEW VISION HARDWARE PLANS
Vision hardware plans are now available! New this year, we have added two vision hardware plans for your eyewear needs: Moran Premier and Moran Plus. You can see the Moran Premier rates here, and the Moran Plus rates here.
Please note: Moran Premier is a reimbursement plan, so keeping receipts is important! Also, it's important to remember that these plans are for hardware only. Eyecare coverage - like Lasik and other procedures - is still covered through the medical coverage benefit.
NEW BENEFIT PLAN YEAR DEDUCTIBLES
The annual deductible is the amount you pay out-of-pocket for certain types of care (in-patient and out-patient services) before the benefit plan pays for coverage. For both University of Utah Health Plans Healthy Premier and Regence BlueCross BlueShield ValueCare networks, the annual medical deductible amounts for 2024-2025 are:
- $750 for employee-only coverage
- $1500 for employee and child, or employee and spouse/domestic partner and family
Separate deductible for mental health coverage remains the same as last year: $500 for employee-only coverage and $1000 for employee and child, or for employee and spouse/domestic partner and family.
OTHER IMPORTANT INFO
- You will save more if you choose to see a University of Utah Health provider and fill your prescriptions at a University of Utah Health pharmacy. You can still choose to use a non-University of Utah Health provider and/or non-University of Utah Health pharmacy. When you choose that option, you will not receive the same cost savings as with U of U Health providers or pharmacies.
- Flexible Spending Accounts require re-election during Open Enrollment each year to continue participation. This year's maximums for Health Care FSA are $3,200 with a $640 rollover. This year's maximum for Dependent Care (Daycare) FSA is $5,000 with no rollover option.
- Norton LifeLock Identity Theft is now offering more plan options at a lower cost. Enroll during Open Enrollment by visiting CIS (Campus Information Services) and clicking on the UUHC More Benefits tile.
- New health care cards will be sent out at the end of June 2024.
- Please discard your current insurance cards on July 1, 2024, and replace them with your new ones.
You can find comprehensive benefit program details, including 2024-2025 plan rates, at the insurance benefit page on Pulse here (employee login required).
You can find comprehensive benefit program details, including 2024-2025 plan rates, at the insurance benefit page on Pulse (employee login required).
Open Enrollment
As in years past, all enrollment changes must be made online through the employee benefits portal, which is accessible through CIS (current employee login required). General enrollment information is included on this page, and on Pulse (current employee login required). Head over to the Pulse benefits main page to learn more about specific benefits (current employee login required).
Remember, we have changes this year and we recommend visiting your Open Enrollment page to review and/or change benefit elections. Any changes you make are effective July 1, 2024 through June 30, 2025, and cannot be changed during the year unless you experience a qualifying life status event like having a baby or getting married.
How to Make Changes
To make changes, current employees must go to CIS (Campus Information Systems: www.cis.utah.edu) and log in with your uNID and password. Once logged in, click on the UUHC Health & Life Benefits icon. Clicking on the icon takes you directly to our secure online benefits administration portal.
You will see a blue banner across the top of the page for your Annual Enrollment Event. Click on the option to modify your Annual Enrollment elections.
Walk through each benefit to review and/or change your benefit options. Please remember to use the 'Recalculate' button at the bottom of the screen to update your medical/dental elections.
You must agree to the Terms and Conditions and click the green "Complete Enrollment" button to complete your enrollment. If you exit and do not click the green "Complete Enrollment" button your elections are not saved.
Once you complete your enrollment, you can print or save your confirmation statement. If you realize during the enrollment period that you've made a mistake or forgotten to change a benefit, don't worry! Each night the system will reload your Open Enrollment event. You can then update it the next day - but only until Monday, May 27, 2024.
If you enroll your spouse or domestic partner for the first time, you will be required to provide a marriage certificate or complete the domestic partner affidavit by Monday, May 27, 2024. Your spouse or domestic partner's coverage will remain in pending mode until documentation is received and approved. If no documentation is received by Monday, May 27, 2024, your spouse or domestic partner will be removed from coverage, unable to enroll until next year's open enrollment.
After Open Enrollment
Your benefit premiums and any changes you make during open enrollment are effective July 1, 2024 through June 30, 2025. Any changes in your premiums will be reflected on your July 22 pay advice, while deductions for FSA account contributions are effective on your July 5 pay advice.
Again, all enrolled employees and their dependents will receive new individual health care cards at the end of June 2024.
Eligibility Requirements
Enrollment in benefits is available to Hospitals and Clinics employees who work 20 hours or more per week in a regular or permanent status. Plan rates vary for full-time (30 hours or more per week) and part-time (less than 30 hours per week) employees. Employees meeting these criteria may enroll in personal coverage, as well as coverage for legal dependents, including a spouse/domestic partner and/or dependent children under the age of 26.
The Affordable Care Act requires us to provide your insurance carrier the correct Social Security number(s) for all enrolled individuals over one year of age. When reviewing dependent information, please make sure social security numbers are updated and accurate.